The interest applied on consumer loans granted in September was, according to the data of the Espani Bank, of 7.98%, which ends four consecutive months of increases, something that has not happened since 2013. The price of These products, however,…
Do you need to get a loan in cash in a short time? You can’t afford a long bank loan process? Get a quick loan online without certificates and enjoy the transfer of funds to your account even on the same day you submit your application.
Check out our payday loans online
An online payday loan can be taken out easily via https://www.paydaychampion.com/online-application/ in a few minutes. First, however, the potential borrower awaits the stage of choosing the loan offer that he wants to use.
You don’t have to waste time browsing individual loan company websites that offer online loans without certification. All offers of reputable lenders who operate legally on the Polish non-banking market, having a business permit from the Polish Financial Supervision Authority, which maintains the Register of Loan Institutions, can be found at SumMoney.
The website allows you to immediately compare dozens of offers for loans online without certificates and Retrodatabase. Just select an option from the drop-down menu: Chwilówki, then Chwilówka without Retrodatabase. The search list includes sponsored and all other offers. You can narrow down your search results by providing:
- loan amount,
- repayment period,
- possibly meaning “only free first loan”.
The comparison tool immediately shows the list of lenders who offer online loans without certificates and Retrodatabase, along with an indication of the maximum loan amount, loan period, costs in PLN, APRC and amounts to be repaid and installment amount.
Next, to each offer there is a “Take a loan” button. After clicking on the selected offer, the customer is automatically transferred by SumMoney to the lender’s website, where he can submit an electronic loan application without Retrodatabase and without certificates.
What exactly is an online loan without certificates?
An online cash loan without income certificates is a financial product made available to customers on the non-banking market by so-called non-bank companies, which in this case do not require their potential borrowers to provide any application from the employer with the loan application online.
Indeed, such offers are available, and many non-bank institutions attract customers who want to get a quick loan online without certificates as soon as possible.
An online loan without certificates is generally based on information only from the customer’s ID. He must enter the most important personal data in the loan application, along with his PESEL number and ID number and series.
Most often, online loans without certifications are short-term loans, called payday loans, for which it is sufficient for the lender to make a statement by the client about the amount and source of income.
The advantage of the offer for loans online without certificates is that you can get them without leaving your home, 24 hours a day, 7 days a week. The loan application is submitted in electronic form and the borrower’s identity is also confirmed in the same way.
Due to the automatic application processing systems, a quick online loan without certificates may be available even in the middle of the night, because the advanced algorithm decides whether to grant a loan or not.
Online loan without certificates – minimum formalities for clients
A characteristic feature attributed to an online loan without certificates is a minimum of formalities. Non-bank companies have a simplified online procedure that allows you to quickly verify and respond to your lender’s application.
Loan for proof via the Internet without certificates is granted as part of a rather complicated procedure, although the client applying for such a commitment should meet several conditions:
- be at least legal age, capable of legal transactions – however, some loan companies require their clients to be 19, 20 or even 23 years old to consider their online loan application without certification;
- have an active cell phone in the Polish network;
- have internet access and an e-mail account;
- complete an electronic application;
- have a bank account registered with your own details.
A customer applying for a quick loan online without certificates should have their own bank account. This is important because most loan companies where an online loan is available without certificates to require a verification transfer of a symbolic amount – usually PLN 1 or PLN 0.01. On its basis, they check whether the person entered in the loan application is actually who they claim to be.
Selected offers for loans online without certificates
Without the need to submit certificates from employers and without checking the databases of the Economic Information Bureau, you can take out a loan from lenders (sample offers):
- Bust loan – a loan of up to a maximum of PLN 8,000, for a period of up to 45 days, with the option of the first free loan;
- NewerLoan – a loan of up to a maximum of PLN 2,000, for a period of up to 30 days, with the option of the first free loan;
- Pillse – a loan of up to a maximum of PLN 4,000, for up to 30 days, with the option of the first free loan;
- Aosom Money – a loan of up to PLN 2,000, for a period of up to 30 days, with the option of the first free loan;
- Techloan – loan up to a maximum of PLN 3,000, for up to 30 days, with the option of the first free loan,
- Globe Loan – a loan of up to a maximum of PLN 7,000, for up to 30 days, with the option of the first free loan.
An online loan without certificates can be taken out completely in the form of an online loan. Lenders do not require it to complete numerous formalities specific to bank loans and the bank lending process.
Many loan companies declare that a quick online loan without Retrodatabase and certificates can be granted even within 15 minutes of submitting the loan application.