The Easy Way To Get $ 1,000 In Your Emergency Fund Advice


Stop smoking. This suggestion does not require any explanation. Although this begs the question: who can even afford to smoke nowadays? At about $ 6.96 for a pack of 20 cigarettes (US average), that’s a habit of $ 2,500 per year.

No smoker? Replace smoking with your personal vice that makes you broke.

To withdraw. Stop sending more money than you need each month to your credit card company, mortgage lender, or other creditor. It’s admirable that you are diligent in paying off your debts, but if you continue to do so while living with no money in the bank to cover unforeseen expenses, you are set to go into even more debt.

To clean. Take a look at your wardrobes and cupboards. Identify anything you haven’t used in the past six months. Turn what you don’t need into cash using a website like eBay or Craigslist, or host a garage sale. Add every penny of the product to your emergency savings.

You have books, CDs, electronics, etc. current, in good condition and that you would like to sell? Go to to see if they are buying what you are selling. It’s super easy, and while you won’t get rich, it will be more than what you have with all that garbage in your garage or basement.


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